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Elevate your Fintech or Banking Product with Cutting-edge Tech and Intuitive UX

OpenAIs technology is evolving the way businesses operate across all industries. At Velotio, we are constantly exploring new use cases to discover how companies can benefit from ChatGPT, DALL-E and other Generative AI tools.

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Our Expertise

We offer financial technology solutions that improve user experience and make financial services more accessible. We help you digitise banking, investing, payroll, using the latest technologies like biometric data, data encryption, tokenisation.

Highly-skilled Engineers
Customers Served Globally
Years of Excellence

What We Can Do For You

Product Engineering & Consulting

Our team of seasoned product engineers, architects, BAs and UX experts will help you validate the feasibility of your idea and build a MVP, or define a transformation roadmap for an existing product.

Data and AI

Collaborate with a Data & AI leader to build a truly data-driven organization and empower proactive decision-making. Leveraging Generative AI and Modern Data Technology, we reshape your business processes and redefine customer experiences.

Web & Mobile App Development

We can help you build high-quality native and hybrid web & mobile apps with cutting-edge technologies, and battle-tested tools.

Microservices & APIs

With our proven experience of engineering microservices and API  platforms, we can enable businesses to accelerate their digital innovation journey.


Cloud & DevOps

We help you leverage the potential of Cloud technologies and architectural approaches for a competitive edge.

Experience Design

With our user-centric design approach, we can help you build intuitive digital products with a key focus on rich user experiences (UX) and client experiences (CX) leading to increased customer loyalty and revenues.

Financial Services We Offer

Domain understanding

We foster digital innovation to help banks transition to customer-centric ecosystems that prioritize convenience, 360-degree security, and agility in response to industry changes. We also help them embrace digital opportunities in asset and wealth management, using future-ready platforms.


Our cutting-edge digital solutions are designed to eliminate manual processes, increase speed to market, mitigate risk exposure, and improve overall quality while focusing on improving “smart risk” selection.

FinTech Scale-ups

With an in-depth knowledge of blockchain and mobile banking, we enable you to adopt future-ready solutions to expand your revenue model and provide excellent value to customers.

Payment Processing

Modern financial institutions must swiftly embrace cloud, mobile, and contactless technologies in their processing portals. We empower them to meet customer demands for fast processing and stay agile with new payment methods.

Web 3.0 and DeFi Offerings

We excel in developing advanced solutions, products, and services for prominent Blockchain platforms, specializing in Crypto, Asset Tokenization, Digital Currency, and Banking & Financial Services.

Generative AI Solutions

We are enabling our customers to build solutions and generative AI-driven platforms modeled after ChatGPT, DALL-E, Stable Diffusion, Synthesia, Lensa, and other tools.

Customer Testimonials

Unlike many other vendors, Velotio takes our project seriously and the team is highly skilled. They have a positive work culture and I don't need to micromanage them- they take ownership of their tasks. Their specialisation in Kubernetes, Golang, Cloud and Infrastructure technologies was a huge benefit for us.

Muralidhar Balcha,
CTO, Trilio

Customer Testimonials

Velotio was super quick in turning around with a DevOps team that met our profile requirements within a week! The team is made up of smart and talented individuals. They were quick to gain our trust and confidence. It is great to have them as our technology partner.

Sekhar Vajjhala,
SVP of Engineering, Knotch

Customer Testimonials

Velotio Technologies have a fairly quick turnaround in spite of the time difference. They are a knowledgeable partner. The team is easy to communicate with and their efforts have helped to streamline and improve our processes.

Xiaoyun Zhu,
VP, Engineering, Fylamynt

Case Studies

Developed an intuitive cardholder portal & mobile app to streamline financial management

Velotio responded to the client's request by developing a user-centric web portal and mobile apps (Android and iOS) tailored for cardholders. Our solution integrated third-party services and focused on delivering a seamless user experience. Key highlights include access to detailed financial information, a robust test automation framework, GPS-enabled ATM locator, real-time card loading via TCH, bill payments using Alias wire, POS transactions through Greendot/Moneygram, and instant payments via Visa Direct to other bank cards.

Achieved ~20% increase in customer base through mobile banking platform development
<1 min
Reduced card loading transaction time from approximately 1 day to less than 1 minute
Increase in volume of transactions through POS transactions

Enhancing ATM Capabilities: Driving Revenue and Operational Efficiency

Our Client reached out to Velotio after considering our ATM Terminal software capabilities to develop custom solutions for operational enhancement. This included an Admin Tenant Portal, Customer Portal, and Underwriter Portal to streamline processes. We integrated third-party systems and modernized the application with innovative features like cardless transactions, multi-currency withdrawals, denomination selection, and dynamic transaction cost computation was implemented.

Achieved a 13% improvement in dispensing multi currency calculations.
Increased revenue by implementing surcharge and fee support.

Velotio built a ChatGPT-inspired app in 3 weeks and boosted the productivity of business users by 20x.

A pioneering technology startup based in California had raised $4.5 million in a seed funding round to build a cost-effective, scalable and efficient BPA (Business Process Automation) platform. They wanted the platform to help enhance the productivity of business users by creating automated processes. We quickly built a serverless system (inspired by ChatGPT) that leverages generative Al to automate complex business processes and workflows using English as code in just 3 weeks.

Global users were served within 72 hours of the launch with 99.8% uptime.
Increase in customer retention due to outcome accuracy, efficiency, and ease of use.
Increased productivity reported by businessusers.
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How we can help you

build digital fintech products.

Talk to us